Medicare Tips for Seniors
What They Don’t Tell You and You Are Too Confused to Ask!
I’m MJ Stern and I started this blog because not everyone understands the Medicare health insurance. And needless to say, as we mature we can become a tad confused about what’s covered, what’s not covered, medications, and just about anything else you can think of relating to your health insurance.
My blog has been inactive for the last 2 years due to the passing of my best friend and husband.
What you won’t find here is anyone trying to sell you something. Just good “ole” information to help you understand and take out some of the confusion. And yes, any health insurance can be confusing!
I believe it’s confusing because they don’t want you to know.
Well I had to learn about Medicare under “fire” when my husband went out on disability. Of course, even if you are disabled, you have to wait two years (24 months) before you are eligible for Medicare.
We did find that Medicare for us has been one of the best health insurance plans around. What I plan on doing is writing about the different areas of Medicare, the different plans and coverage, issues with the system, and any thing you might want to have discussed. I hope to hear from you. Please feel free to leave a comment or question.
There are now four parts to Medicare and they cover different areas of your health insurance. Briefly,
- Medicare Part A – Hospital Coverage
- Medicare Part B – Doctors and Outpatient
- Medicare Part C – Advantage (Private Insurance)
- Medicare Part D – Prescription Drug Coverage
- Optional: Medigap/Supplement plans
Today, most everyone enrolled in Medicare (whether original Medicare or Medicare Advantage) are happy with their coverage. Let’s hope it will be like this for generations to come!
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